TERMS OF USE

Change of Terms

We reserve the right, at our discretion, to change, add or remove portions of these Terms of Use at any time. Please check these terms periodically for changes. Your continued use of this site following the posting of any changes will mean you accept those changes.

Personal and Non-Commercial Use Limitation

The materials on this site are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, frame in another web page, use on any other website, transfer or sell any information, products or services obtained from this site.

Content Linked to This Site

You should be aware that when you are on this site, you could be directed to other sites that are beyond our control. There are links to other sites from this site that take you outside of our service. For example, if you click on a banner advertisement or a search result, the click may take you off this site. Other than as the provider of this site, we are not involved in the consummation of transactions between you and a third party whose products or services may, from time to time, be available on or through this site. We reserve the right to disable links from third-party sites to this site, and we make no representations concerning the content of sites linked to our site and, consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality or nature of material contained linked to our site.

Selene Not Responsible for Information on Site; Waiver of Liability

By use of this site, you agree that Selene, its affiliates and suppliers, shall not be responsible or liable in any manner for any of the products, services, information or other materials (collectively, "Information") provided, displayed, made available or otherwise obtained by you as a result of your use of this site including, without limitation, any loan products, agent or broker referrals, applications, pre-qualifications, approvals or rejections, loan or interest rate analyses or any other results or proceeds from the use of this site or other sites linked to, or affiliated with, this site and you hereby irrevocably waive any claims against Selene, its affiliates and suppliers, arising out of your use of this site or other sites linked to, or affiliated with, this site. Nothing on this site is or shall be construed as an offer, acceptance, promise or other representation by Selene, its affiliates and suppliers, to make a specific loan for any particular purpose or on specific terms.

Under no circumstances shall Selene, its affiliates and suppliers, be liable to you or anyone else for any inaccuracies, errors or omissions, or delays with respect to any information (or the transmission or delivery of all or any part thereof) provided, displayed, made available or otherwise obtained by you as a result of your use of this site or any other sites linked to, or affiliated with, the Selene Finance.com site or for claims, costs, losses or damages of any kind resulting or arising from the use of such Information and you hereby irrevocably waive any claims against Selene, its affiliates and suppliers, arising out of your use of this site or other sites linked to, or affiliated with, this site. You are entirely responsible for independently verifying and approving the results, accuracy, adequacy, completeness, validity, enforceability and quality of any such information and we do not guarantee, verify or make any representations or warranties with regard to the same.

Disclaimer/Limitation of Liability

ALL INFORMATION, PRODUCTS AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL SELENE, ITS AFFILIATES OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF SELENE, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Proprietary Rights

All content published on this site by Selene, including, without limitation, any and all proprietary rights thereto, is owned and copyrighted by Selene, and Selene retains all right, title and interest in the content.

General Provisions

These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without giving effect to any principles of conflicts of law and you hereby consent and submit to the personal jurisdiction of the courts of such state to resolve any legal action. If any provision of these terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from the remainder of the terms and shall not affect the validity and enforceability of any remaining provisions.

USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THESE TERMS OF USE

If you have any questions or concerns, you may email us at WebMaster@SeleneFinance.com

Effective Date: June 1, 2008
Last Updated: June 1, 2008