|
Description |
From |
To |
Comments |
1
|
Additional payoff requests in any 6 month period
|
$0.00
|
$25.00
|
First payoff request – no charge
|
2
|
Additional Unit, any type of winterization
|
$0.00
|
$50.00
|
Each. Conventional
|
3
|
Address Posting
|
$0.00
|
$50.00
|
Conventional
|
4
|
Amount per cubic yard of trash
|
$50.00
|
$50.00
|
FHA Only
|
5
|
Appraisal Fee
|
$300.00
|
$1,000.00
|
Dependent on size of house and location
|
6
|
Assumption Fee
|
$125.00
|
$900.00
|
$900.00 FHA only |
7
|
Bankruptcy Fees and Costs
|
$175.00
|
$215.00
|
Attorney Hourly Rate Varies
|
8
|
Boarding
|
$0.00
|
$0.90
|
Per inch. Conventional
|
9
|
BPO or Broker Price Opinion
|
$75.00
|
$300.00
|
Dependent on rural broker availability
|
10
|
Breach Letter Fee
|
$0.00
|
$0.00
|
|
11
|
Capped Gas/Water/Sewer Lines
|
$0.00
|
$25.00
|
Each. Conventional
|
12
|
Capping Tires
|
$0.00
|
$1.00
|
Each. Conventional
|
13
|
Chimney Cap
|
$0.00
|
$250.00
|
Conventional
|
14
|
Clean Gutters
|
$0.00
|
$100.00
|
$1 per linear foot. Conventional
|
15
|
Cleaning Refrigerator or Stand Alone Freezer
|
$0.00
|
$100.00
|
Each. Conventional
|
16
|
Cleaning Toilet
|
$0.00
|
$75.00
|
Conventional
|
17
|
Copies of Duplicate Loan Docs
|
$0.00
|
$10.00
|
FHA Only
|
18
|
Cover Exterior Dryer Vent
|
$0.00
|
$25.00
|
Conventional
|
19
|
Dead Vermin/Dead Animal Removal
|
$0.00
|
$75.00
|
Conventional
|
20
|
Demolition (excluded from max allowable per property)
|
$0.00
|
$12,000.00
|
$10,000 for one story/$12,000 multiple stories. (FHA Only)
|
21
|
Doors with 5/8” plywood or equivalent
|
$150.00
|
$300.00
|
$150 per opening (FHA Only)
|
22
|
Dry Heat – 1 Unit
|
$100.00
|
$100.00
|
FHA Only
|
23
|
Dry Heat additional Unit
|
$50.00
|
$50.00
|
FHA Only
|
24
|
Dry Winterization
|
$0.00
|
$100.00
|
Conventional
|
25
|
Duplicate Amortization Schedule
|
$0.00
|
$15.00
|
FHA Only
|
26
|
Duplicate Year End Statement
|
$0.00
|
$5.00
|
FHA Only
|
27
|
Electricity/Gas/Oil/Propane/Water and Sewer
|
$75.00
|
$75.00
|
FHA Only
|
28
|
Emergency Funds
|
$0.00
|
$500.00
|
Conventional
|
29
|
Extermination
|
$0.00
|
$100.00
|
Conventional
|
30
|
Fax
|
$0.00
|
$5.00
|
|
31
|
First Payoff Request - FHA only
|
$0.00
|
$0.00
|
|
32
|
Foreclosure Attorney Fees
|
$1,150.00
|
$1,875.00
|
$1,150 (FHA); $1,575 (VA, FHMA & conv); $1,875 (FHLMC)
|
33
|
Foreclosure Fees and Costs
|
$175.00
|
$215.00
|
Hourly
|
34
|
Grass Re-cut and Desert Landscaping
|
$80.00
|
$175.00
|
Conventional
|
35
|
Initial Cut up to 5,000 sq. ft.
|
$50.00
|
$50.00
|
FHA Only
|
36
|
Initial Cut, 10,000- 15,000 sq. ft.
|
$100.00
|
$100.00
|
FHA Only
|
37
|
Initial Cut, 5,000 – 10,000 sq. ft.
|
$75.00
|
$75.00
|
FHA Only
|
38
|
Initial Grass Cut and Desert Landscaping (Less than12” height)
|
$100.00
|
$225.00
|
Conventional
|
39
|
Initial Security of Property
|
$40.00
|
$60.00
|
$40 per pad lock; $60 per lock set. FHA Only
|
40
|
Inspection Fee
|
$1.50
|
$40.00
|
|
41
|
Install/Repair/Replace Exterior Handrails
|
$0.00
|
$200.00
|
$10/ linear foot. Conventional
|
42
|
Knob Lock With/Without Deadbolt
|
$60.00
|
$60.00
|
Conventional
|
43
|
Late Charge
|
4.00%
|
5.00%
|
May be based on principal, interest and escrow
|
44
|
Litigation Fees and Costs
|
$175.00
|
$375.00
|
Actual Court Costs and Filing Fees
|
45
|
Local Modification Fees
|
$0.00
|
$0.00
|
|
46
|
Loss Mitigation Processing Fee
|
$0.00
|
$0.00
|
|
47
|
Maintenance of Pools, Spas, Hot Tubs
|
$100.00
|
$100.00
|
Monthly. FHA Only
|
48
|
Move Personal Property Interior/Exterior
|
$0.00
|
$20.00
|
Per cubic yard. Conventional
|
49
|
NFS or Returned Check Fee
|
$15.00
|
$25.00
|
|
50
|
Other openings with ¾” plywood or equivalent
|
$0.00
|
$125.00
|
Per opening. FHA Only
|
51
|
Padlock or Hasp and Padlock
|
$40.00
|
$40.00
|
Conventional
|
52
|
Patch/Repair Roof
|
$0.00
|
$800.00
|
Conventional
|
53
|
Pay History
|
$5.00
|
$50.00
|
$5 related to FHA loans. No charge for any requests in any 6 month period; additional requests each.
|
54
|
Permit and Vacant Property Registration
|
$250.00
|
$250.00
|
FHA Only
|
55
|
Police/Fire Report
|
$0.00
|
$50.00
|
Conventional
|
56
|
Pool, Hot Tub/Spa Securing/Fence/Gate/Lanai
|
$0.00
|
$400.00
|
Conventional
|
57
|
Processing Partial Release
|
$150.00
|
$400.00
|
Actual cost incurred
|
58
|
Property Inspection
|
$30.00
|
$30.00
|
Per unit: $15 additional unit. FHA Only
|
59
|
Property Preservation Fees and Costs
|
$1.00
|
$500.00
|
From Boarding to Emergency Funds
|
60
|
Pumping water from Basement
|
$1,000.00
|
$1,000.00
|
FHA Only
|
61
|
Quick Payment Fee
|
$0.00
|
$10.00
|
Conventional Loans Only
|
62
|
Radiant Winterization
|
$0.00
|
$250.00
|
Conventional
|
63
|
Raw Garbage and Perishable Debris
|
$0.00
|
$40.00
|
Per cubic yard. Conventional
|
64
|
Recording Fees
|
$0.00
|
$50.00
|
Actual fees as charged by county clerk
|
65
|
Recut 10,000-15,000 sq. ft.
|
$85.00
|
$85.00
|
FHA Only
|
66
|
Recut 5,001-10,000 sq. ft.
|
$65.00
|
$65.00
|
FHA Only
|
67
|
Recut up to 5,000 sq. ft.
|
$40.00
|
$40.00
|
FHA Only
|
68
|
Re-glazing window (replacing a window pane)
|
$30.00
|
$30.00
|
FHA Only
|
69
|
Repair Garage Door
|
$0.00
|
$100.00
|
Conventional
|
70
|
Repair/Reattach Gutters
|
$0.00
|
$150.00
|
$2/ linear foot. Conventional
|
71
|
Repair/Replace Sump Pump
|
$0.00
|
$300.00
|
Conventional
|
72
|
Re-winterization
|
$0.00
|
$50.00
|
Conventional
|
73
|
Roof Repair
|
$600.00
|
$600.00
|
FHA Only
|
74
|
Securing above-ground swimming pool
|
$400.00
|
$400.00
|
FHA Only
|
75
|
Securing Hot Tub/Spa
|
$50.00
|
$50.00
|
FHA Only
|
76
|
Securing In-ground Pool
|
$1,050.00
|
$1,050.00
|
FHA Only
|
77
|
Security Door
|
$0.00
|
$250.00
|
Conventional
|
78
|
Shrub Trimming
|
$30.00
|
$30.00
|
FHA Only
|
79
|
Slider Lock/Window Lock
|
$25.00
|
$25.00
|
Conventional
|
80
|
Snow Removal
|
$0.00
|
$375.00
|
$75 Each clearing. Conventional
|
81
|
Snow/Ice Removal
|
$50.00
|
$50.00
|
FHA Only
|
82
|
Subsequent Inspections As Required
|
$20.00
|
$20.00
|
Per unit; $15 additional unit. FHA Only
|
83
|
Sump Pump Installation
|
$300.00
|
$300.00
|
FHA Only
|
84
|
Sump Pump Repair
|
$50.00
|
$50.00
|
FHA Only
|
85
|
Title Search Fee
|
$125.00
|
$250.00
|
|
86
|
Trim Trees/Shrubs/Vines
|
$0.00
|
$500.00
|
Per calendar year. Conventional
|
87
|
Utility Transfer and Shutoff
|
$0.00
|
$75.00
|
For one time shutoff/transfer fee. Conventional
|
88
|
Vacant Property Registration
|
$0.00
|
$300.00
|
Actual Cost to Register per Local Requirement. Conv.
|
89
|
Water heater/Well/Septic/HVAC repair
|
$300.00
|
$300.00
|
FHA Only
|
90
|
Convenience Payment Fee
|
$8.00
|
$12.00
|
|
91
|
Subordination fee
|
$0.00
|
$175.00
|
|